TIM CARDER BA, MIRM, Dip CII
Tim is Commercial Director of Provego Ltd. Basically, this means that if it’s possible to underwrite the risk within the rates and the rules of the delegated schemes that Provego runs, it’s Tim’s job to find a way!
Tim and Andrew have worked together since Tim left University in 1986. Tim was originally employed as a risk manager with Tarmac plc. He then moved into programme development specialising in Property and Motor. Tim has spent the past 20 years developing haulage schemes for Tarmac, covering vehicles carrying aggregates, before moving to Towergate where he developed schemes for all types of vehicles – and also contractors.
In his spare time Tim is something of a horsemen but as his horse is lame more often than it’s sound, he spends more time feeding and mucking it out than he does riding.
ANDREW EVANS LLB (Hons), FCII, FIRM
Andrew is Managing Director of Provego Ltd. He has 20 years’ experience designing and running insurance and risk management programmes for FTSE 100 and 250 companies in the UK, the Middle East, Europe and the USA. Andrew’s specialisms are liability and construction insurance. He is author of “Liability, Risk & Insurance,” published by Witherby’s; he blogs for the Chartered Insurance Institute and is a past winner of “Risk Manager of the Year.”
During the past 12 years, Andrew and his team have been involved in running various MGAs and developing and underwriting products for the construction and haulage markets.
In his spare time Andrew rides one of his many bicycles.
BRAD VAUGHAN LLB (Hons), Dip CII
In a familiar tale, Brad joined the business straight out of university and has worked with Andrew and Tim ever since. Brad ran the fleet underwriting team at Towergate Underwriting, Transportation, specialising in both motor and commercial combined, now focussing on the latter at Provego.
Brad is also our resident athlete. He is a league squash player, usually found in the top division (it’s only the Bridgnorth league though – it isn’t that big!). He is also a runner, having caught the running bug doing a 10k for charity in 2015. He has completed numerous 10ks since, though hasn’t yet been brave enough to make the step up to half-marathons!
David is our resident transit and cargo expert. With over 20 years’ experience in one specific class of insurance, there are few kinds of risks that David hasn’t seen, placed, or been involved in. David prides himself on being able to find a market for every risk.
Outside of work, David’s time is mainly taken up with his young family. He also follows the exploits of Tottenham Hotspur and Bristol City Football clubs.
MICHAEL MCDONAGH BSc (Hons)
Mike is the most recent member of staff to join us. Mike previously worked with us, before taking time out from the insurance industry to complete a degree in maths. Since joining Provego, Mike has been working on our courier scheme, quickly taking ownership of it.
In his spare time, Mike is teaching himself to read Japanese.