If you have any complaints about our service, please write with details to:
Telephone: 01746 250026
What will happen if You complain:
We will acknowledge Your complaint within five working days of receipt
We will try to resolve the complaint within five working days, but some cases may take a little longer to investigate, in which case we will write to You with a response within eight weeks of the date we receive Your complaint.
If Your complaint should be dealt with by another party, We will refer it to that other party but will advise You when this occurs.
Once you have followed our complaints procedure, if you remain dissatisfied and you are an eligible complainant *, you have six months to refer the matter to the Financial Ombudsman Service. The Financial Ombudsman Service is an independent service in the UK for settling disputes between consumers and businesses providing financial services. Its address is:
Financial Ombudsman Service
Tel: 0800 023 4567 (free from most landlines)
or 0300 123 9123 (free from most mobiles)
The Financial Ombudsman Service will only consider your complaint if you have given us the opportunity to resolve it.
Following the complaints procedure does not affect your right to take legal action.
Eligible complainants are:
Consumers – defined as natural persons acting for purposes outside of their trade, business or profession
Micro-Enterprise – defined as enterprises which:
employ fewer than 10 persons and
have a turnover or annual balance sheet that does not exceed €2 million
Small Business – defined as small businesses which:
has an annual turnover of less than £6.5 million and
employs fewer than 50 persons or a balance sheet total of less than £5 million
Charity – which has an annual income of less than £6.5 million
Trustees of a trust – which has a net asset value of less than £5 million